Profile Summary :
Significant Management experience of more than 25 years in a Nationalized Bank creating innovative solutions, administering branch operations, managing general administration tasks and diligently working towards service excellence for better results.
Innovative professional, adept at creating and formulating strategies for accelerated growth; focused and hard working with unsurpassed communication, organized presentation and interpersonal skills.
As a Bank Manager, I achieved targets for deposits & advances.
The follow up for an audit correction earned me appreciations from all quarters at the Head Office.
As a Financial Advisor, I could get a substantial amount recovered because of non stipulated charges.
Employment Details :
Lastly, worked at RRB ENERGY LTD as FINANCIAL ADVISOR :
Jul 2011 to March 2012--for an Audit of All Bank transactions with a vigorous followup for reversal of non stipulated charges. Got a Reversal of a huge amount as Unwarranted charges.
Previously worked with Agarwal Packers & Movers p ltd as AGM Finance :
Nov 2010 to Apr 2011 (0 year(s) - 5 month(s)) My main concern was a bank reconciliation and a close check on the expenses and the outstandings.
Recovery was effected substantially.
Previous Employment(s)/Designation(s)
G D Foods (India) p ltd as manager outsourcing, Recovery :
Apr 2009 to Jul 2010 (1 year(s) - 3 month(s))Managing the inflow of outsourced products with consultancy for recovery
Genpact as subject matter expert
Nov 2003 to Feb 2009 (5 year(s) - 3 month(s))Managing a team of 26 people concerning Bankruptcy
Vijaya Bank as Bank Branch Manager :
Nov 1972 to May 2003 Have worked in a Nationalised Bank as a Bank Branch Manager for 24 years, with a good follow up, remarkable increase in deposits and advances, prompt submission of various returns, rectification of previous inspection comments. Have earned appreciations from all quarters at the Head Office.
IT Skills :
Skill Name Version Last Used Experience :
WORD 2013 7 Year(s) 2 Month(s)
Microsoft Excel 2013 7 Year(s) 2 Month(s)
can work at typing speed 2013 Roughly 50 wpm
Education :
B.Sc.Physic Hons(Physics) from Delhi University – (Hans Raj College in 1968)
M.Sc.Physics Hons.(Electronics) from Delhi University – in 1970
CAIIB--the only bank examination (cleared in 1974 while in Bank.)
Inherent technical approach, with an analytical and a research oriented attitude.
Languages Known :
Lanuage Read Write Speak Proficiency
English Yes Yes Yes Proficient
Hindi Yes Yes Yes Proficient
Punjabi Yes No Yes Manageable
Computer Proficiency :
Can work at the typing speed.
Well versed in Windows, Excel, Word, Accounting & Internet etc.
Professional Experience :
Have worked in a Nationalised Bank as a Bank Branch Manager for 24 years, with a good follow up, remarkable increase in deposits and advances, prompt submission of various returns, rectification of previous inspection comments.
Have earned appreciations from all quarters at the Head Office.
Later as a Financial Advisor for a corrective and a reversal of the non stipulated charges.
Major Responsibilities :
** Formulating Operational Instructions for the teams.
** Keeping a track of the daily working .
** Implementing practices to avoid duplicities, for better and positive results
** Credit Administration and operations
** Appraising credit proposals & scrutinizing relevant documents before sanctioning / disbursing the credit ensuring compliance with credit policies. Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts. Reversal of audit remarks with a personal follow up to avoid any such repetition
** Providing adequate loans, for the branch business growth.
** Customer Relationship Management
** Ensuring customer satisfaction by achieving delivery & service quality norms. Attending to clients (individuals/corporate clients) concerns & complaints and undertaking steps for effectively resolving them.. Maintaining cordial relations with customers to sustain business.
personal Details :
Date of Birth : Feb 24, 1949
Gender : Male
Key Skills : Audit of All Bank transactions with a vigourous followup for reversal of non stipulated charges.
Declaration :
I hereby declare that the facts given in resume are correct to the best of my knowledge and belief.
Place :
Date ;