CAREER OBJECTIVE :
To be a successful Person and contribute to the growth & development of the Organization.SELF SUMMARY :
Forward thinking, self driven, aggressive and enthusiastic in work, team player with excellent behavioral skills, open & approachable nature.EMPLOYMENT :HISTORY : Having more than Twelve years of experience in the Banking & Finance Industry in Various Positions.COMPANY PROFILE : Muthoot Finance LtdPERIOD : June 2010 till DateDESIGNATION : ABM, Branch HeadREPORTING TO : Regional ManagerJOB PROFILE : Gold Banking, Forex, Inward/Outward FCY Remittance, Acquisition of Bonds, Insurance, Demat, EtcPREVIOUS EMPLOYMENT :COMPANY PROFILE : HDFC Bank Ltd, SuratPERIOD : May 2008 to January 2010DESIGNATION : Deputy Manager, Retail Branch BankingDEPARTMENT : Teller/SalesREPORTING TO : Manager, Branch HeadJOB PROFILE :
Executing the entire branch operations and Branch Sales i.e.ss
Cross Selling / Selling of CASA Products includig sale of Insurance, MF, Gold Loans, Gold Coins, Vehicle Loans, Personal Loans, Home Loans, Educational Loans, Exchange of Foreign Currencies, Demat Accounts and other assets products.
Responsible for the cash transactions including Receipts & Payments
Responsible for adhering to the vault cash limits of the Branch.
Ensuring the implementation of Clean Note Policy as per RBI Guidelines
Monitoring of Suspicious transactions and reporting them as per the process of the bank.
Monitoring cash transactions of Rupees Ten Lacs and above and reporting the same as per RBI Guidelines. Ensuring the KYC Documents and Income Proofs for such transactions are obtained from the customers .
Carrying out surprise verification of Vault Cash / ATM Cash and Security Stationery including the Manager’s Cheques and Demand Drafts and deliverables..
Responsible for the processing of RTGS Transactions
Processing and reporting of FCY Transactions including Sell / Purchase of FCY as per the FEMA / RBI Guidelines.
Responsible for the implementation of 5S , Service Quality Assurance and Lobby Management procedures at the branch.
Ensuring generation of leads and conversion of quality CASA Accounts and TPP including Demat / Trading Accounts and ensuring cross selling so as to achieve customer loyalty including leading generation and closure of MF leads and providing customer service
Responsible for Audit Compliance.
Processing of AOD forms
Ensuring KYC compliance and AML checks in AOD an d ensuring that FTNR is under controlCOMPANY PROFILE : ABN AMRO Bank N.V., SuratPERIOD : January 2007 to April 2008DESIGNATION : Officer, LiabilitiesDEPARTMENT : Branch OperationsREPORTING TO : Manager , Liability OperationsJOB PROFILE : Handling all the operations transactions. i.e. as below
Processing of Inward cheques with signature and technical verifications
Handle whole out ward Clearing procedure with quality check i.e. checking favouring name and a/c name with out any mistake.
Handle return clearing including HVC and ECS Return Clearing.
Reconciliation of accounts.
Verification of Daily reports such as Over Drawn Report, Mode Of OperationReport, Payee Name Report, Other SOL Reject Reports, A4 Reports, etc
Handling of Various IPOs including Banking and Return of Cheques and Reconciliation of IPO Collections including MF operations
Handling Customer queries and resolving them within TAT
Balancing of Day Book
Handle account services department by checking new account opening forms with KYC check.COMPANY PROFILE : Centurion Bank of Punjab, Surat.PERIOD : January 2006 to January 2007DESIGNATION : Junior Manager, Asset OperationsDEPARTMENT : Asset OperationsREPORTING TO : AFD HeadJOB PROFILE : Handling all the operation transactions. Sponsored links :
i.e. as below
Verification & Checking of PL & Home Loan Files and raising queries, if any.
Disbursal of PL , Auto and Home Loans
Reconciliation of returns for PDCs, ECS and SI.
Closure of Loans including Pre closure.COMPANY PROFILE : Area Operations(SCOPE International), Standard Chartered Bank, SuratPERIOD : June 2003 to January 2006DESIGNATION : Executive AssociateDEPARTMENT : Service Delivery.REPORTING TO : Manager Service Delivery.PRESENT JOB PROFILE : Handling all the operation transactions. i.e. as below
Handle & posting of Inward cheques with signature and technical verifications
Handle whole out ward procedure with quality check i.e. checking favouring name and a/c name with out any mistake.
Handle return clearing.
Represent our bank in clearing house for return clearing as well as MICR clearing house with adherence to SBI cut off time.
Handled logistic service like and cash pickup for the customer within bank’s cut offs
Reconciliation of accounts.
Handle account services department by checking new account opening forms with KYC check.
Final checking of Auto Loan files and Mortgage Files and disbursement of the sameCOMPANY PROFILE : Associate CoOp. Bank ltdPERIOD : January 2000 to June 2003DESIGNATION : Clerk (27.01.2000 to 30.09.2001)
Special Assistant (officer) (01.10.2001 to 07.06.2003)REPORTING TO : Manager & CEOJOB PROFILE :
Managed entire outward clearing including MICR and NON MICR Clearing
Handled Shares Department including Distribution of Dividend Warrants, Application for New Shares, Transfer of Shares & redemption of Shares.
Handled Lockers including allotment of new lockers
Preparation of Various Statutory reports.
Reconciliation of A/c maintained with other Banks
Was responsible for maintaining of CRR & SLR
Was responsible for balancing of daily books and daily reports and systems control such as Back up and Day Begin & Day Close.COMPANY PROFILE : The United Western Bank ltdPERIOD : May 1999 to Oct 1999DESIGNATION : Apprentice ClerkREPORTING TO : Assistant ManagerEDUCATIONAL QUALIFICATIONS :
CAIIB ( Indian Institute of Banking and Finance)
B.COM (SPB English Medium College of Commerce) South Gujarat University, April 1996
CIC (Certificate in Computing) Indira Gandhi National Open University, June 2000
Diploma in Export Management National Institute of Export Management, Nov 1999
Diploma in Computer ApplicationCOMPUTER KNOWLEDGE :
MS Word, Excel, Powerpoint, Foxpro,Tally,Multimedia ApplicationsWORKSHOP ATTENDED :
Urban CoOp. Banking Training Programme (22.07.2002 to 27.07.2002)OTHERS :
Pursuing MBA from Sikkim Manipal UniversityDATE :PLACE : Surat
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