Prabhati Lal :
Email Id : prabhati123 AT gmail.com
** In pursuit of challenging and enriching assignments in Retail as well as corporate channel.
** With more than 6 years rich experience in financial sector under the umbrella of country's largest private sector banks.
** Ability to evaluate complex, multi-dimensional situations and compliance risk characteristics, formulate compliance recommendations and comment on applicable financial industry laws and regulations
** Experience in managing branch banking operations with key focus on top & bottom line profitability and customer satisfaction by ensuring optimal utilization of resources
** Proficient at designing and streamlining systems & procedures to ensure timely availability of business information necessary to facilitate critical decision-making process
** Skilled in supporting operations inclusive of conceptualizing & implementing short / long term plans.
** Hands-on experience in managing process as per regulatory requirements and leading best practices.
Profile Summary :
A result oriented professional with more than 6years of rich experience in Financial Sector :
** Trade desk Management – Deputy Branch Manager/Backup
** Speed and efficiency of service driven
** To manage Cost efficiency through process
** Handling trade documents, scrutinizing trade documents with due diligence, audit and filling of trade documents, MIS Reporting
** Solving trade queries and providing prompt solutions, providing swift and advices of trade transactions
** Experienced and skilled shipping specialist utilizes good knowledge of shipping and receiving in manufacturing environments.
** Good inventory and shipping tracking skills, communicated with supervisors & coworkers in order to get everything done in a timely manner.
** Demonstrated prowess in managing product commitments towards the customer, leading roadmap communication and participating in decision making process
** Updated with processes, circulars, and RBI guidelines for handling trade business with due diligence
Organizational Support Path :
** Since July’ 2016 INDUSIND BANK LTD, MANAGER Grade Jul’ 16 till date Trade Operations Manager
** Since Feb’2012 ICICI BANK LTD, DEPUTY MANAGER I Grade Mar’16 Trade- Client Service Manager
Role As TDM – Trade Desk Manager :
** Performs timely and regular reporting to Senior Management and Relationship Management
** Understands and manages client expectations in conjunction with the Relationship Managers
** To perform safekeeping (custody) of all trade related documents (export, import trade documents etc.)
** Assisting Trade Product team in new deals / products
** Control and perform interest calculation for documentary operations
** Perform and monitor day-to-day processing of Trade Operations functions including matching and settlement of trades in complex markets
** Reviews and provides sign off on daily departmental control reporting
** Review quality errors and provide feedback to managers and associates/
** Provide a quick turn around to trade disputes
** Working knowledge of computers, Microsoft operating systems, and in-depth knowledge of standard Microsoft Office application programs
** Exception reduction to increase STP
** Assertive & strong teamwork/interpersonal skills
** Motivated and self-driven with limited oversight requirements
** Excellent decision making skills
** Ability to forge strong relationships with Risk & Controls, branches, service and business partners
** Strong knowledge of RBI policies / circulars impacting TradeMaintains a controlled operating environment that complies with operational standards
** Escalates critical issues to Team Leader, Head of Operations a
nd Relationship Management
** Performs timely and regular reporting to Senior Management and Relationship Management
** Acts as a technical and knowledge resource to the team/business unit
** Works with team members, auditors and other third parties to ensure that any operations issue is properly addressed
** Understands and manages client expectations in conjunction with the Relationship Managers
** Participates on regular team meetings to share and discuss feedback on Trade Operations matters
** Distribution & Control of daily processing & reconciliations
** Ensuring transactions are processed as per policy and procedures
** Daily verification of transactions
** Ensures transactions are processed / verified after appropriate approvals are obtained
** Ensures all transactions are processed are in compliance with U.S / Local Laws
** Ensures all transactions are processed within the required turn-around time, proper control and service quality
** Ensuring that MCA & all reporting is done accurately and within timelines provided
** Assisting Trade Product team in new deals / products
** Resolution of exception processing by obtaining proper approvals from respective approving officerTo understand and follow the import export policies.
** Responsible to recheck the documentation of each and every activities relating to import and export.
** Manage the inventories record.
** To prepare and submit necessary document relating to import and exports.
** Keep track of invoices and prepare necessary reports.
** Scrutinize & understand the submitted documents like LC, BG, (domestic / international) Export/ Imports, buyers credit, bill discounting etc.
** Processing of Export/Import Advances, Proceeds, Direct payment sight/usance, collection bills, icegate verification of bill of entry.
** RBI reporting of XOS and others reporting on monthly, half yearly, yearly basis.
** Ensuring error free capturing of data provided by customer into core system of bank.
** Ensuring maximum transactions are processed within Turnaround Time.
** Coordinating with internal departments like treasury, TF, front office, retail branches, etc.
** Reconcile & process SWIFT messages.
** Audit Compliance and proper filling of trade documents.
** Maintenance of MIS on daily basis.
** Settlement of inward and outward remittances with deal booking and coordinating with customers for purpose codes and working as intermediary between customers and GTSU(global team scrutinizing unit)
** Ensuring proper utilization of deal bookings in Cash/TOM/SPOT/Forward Contracts.
Achievement as TDM (ICICI Bank) :
** 2ndRank in Region, 4th in Zone, 10th in Mega Zone and 3rd Pan India throughout FY 2013-14
** 6th Rank in Region, 20th in Zone, 46th in Mega Zone and 88th Pan India throughout FY 2015-16
** IAD Audit Scored 81% in Trade desk.
Education :
** BCA(Computer Science) Patna University, Patna Women’s College in 2011 with 78%
** PGDBM : Post Graduate Diploma in Banking and Finance from Manipal University, Bangalore campus as a part of training offered by ICICI Bank in 2012
IT Skills :
** Operating Software : Windows98/08, XP
** Others : Internet, MS-Office, MS-EXCEL
** Diploma in WEB DESIGNING
Personal Details :
Date of Birth : 31st Mar 1988
Languages Known :English, Hindi, Marathi, Bengali
Originated from : Andheri
Preferred Location : Mumbai
Certifications :
** NISM – MUTUAL FUND
** NSDL - DEMAT
** IRDA – LIFE INSURANCE
** ADHAR SUPERVISOR
Declaration :
I hereby declare that all the above-mentioned facts are true to best of my Knowledge.
Date :
Place :