To work in an organization which gives me the opportunity to leverage and update my skills, in a manner that assists in the achievement of the organization’s goals, and also leads to personal and professional growth.PRESENT EXPERIENCE :
Presently working in Peter England (Exclusive) as an Assistant store Manager. (26th March 2011 to till date).JOB PROFILE :
Handling with the customer and also a full store.
Overall responsibility to goods purchased and sales.
And also daily report handling, sending SMS to sales Managers etc.
Be a part of the owner we have to handle the efficient use of the resources.OTHER EXPERIENCES :
As a Senior C.R.O in World of Titan in Mangalore.(14th Oct 2010 to 25March 2011)
Handling customer with their needs with relevant tactics.
Daily maintain sales summery.
Updating the DSR and also sending SMS to customer for their Purchase.
Wishing the customer for their Birthdays and also their Wedding Anniversary. (We have to maintain a data base and also update.)
SMR caterers As a Office assistance cum accountant.(Feb 2010 to Oct-2010)
Handling customer complaints, and also giving suggestion to maintain a quality food.
Also update a cost of expenses, and to maintain account.
Standard Chartered Bank (Group) As a Credit officer.Been a part of the team which has been entrusted with the following activities :
Demographic segmentation and encoding of application data to enable credit scoring and NBSM decision.
Credit policy implementation for regions handled(pan India)
Document and profile checks to mitigate fraud
Verifying customer credit history
Appraising credit proposals & judging appropriateness of relevant documents for risk mitigation before sanctioning / disbursing the credit,
Performing the functions of assessing creditworthiness of clients
and taking adequate steps to ensure receipt of payments and recovery of bad debts
Ensuring total adherence to KYC (Know Your Customer) strictly as
approved by RBI and AML thus assisting the bank in avoiding frauds
Regular interactions with Sales ,Credit Policy, Service and Collection teams
for getting feedback and resolving risks which affects service levels
Oversaw implementation of credit policies across numerous regions.
Initiated and successfully carried out document and profile checks to mitigate fraud.
Checking CIBIL, as to check customer profile.
Be a part of SCB.I have also learn MIS.
NBSM –New business strategy manager-system which automates the application of consistent, risk based strategies to new applications based on portfolio behavior.Standard Chartered Finance Ltd 1-July-2006 07-April-2008 :
(1y-9mnth) Standard Chartered Bank 8-Apr-2008 31-oct-2009
(1y-6mnth) Standard chartered Scope International Ltd
1-Nov-2009 Jan-2010 (3mn)
HDFC Bank (STPL LOAN) under Pamac organization As a Data entry Operator and also handling Telecalling team. Sponsored links :
(15-Apr-2005 to 15-Apr-2006).
Have to receive data base from branch and segregated with in the capacity of caller.
Have to maintain database without any misleading.
And have to update the responses got by the call and also to disbursed details.
ION EXCHANGE INDIA LIMITED as a product executive.(Water Purifier)(15th Oct 2004 to 14 Apr-2005)
Have to meet the customer door to door and also check the purification of water.
And follow up the customer by taking appointment by their required time.EDUCATION QUALIFICATION :
Bachelor of Business Management (B.B.M) in Mangalore University at Govinda Dasa College in the year 2004.ADDITIONAL QUALIFICATION :
Diploma in computer application .(Ms-Office, Excel, DOS, Windows, Windows-98, Win-NT, Win-XP)
Diploma in Automobile Engineering.PROJECT :Project Title : PLASTIC INDUSTRYDECLARATION :
I hereby confirm that the information furnished above is correct to the best of my knowledge.DATE : ___________PLACE : ___________
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