CURRICULAM VITAE :
PRAKASHMOHAN.V
Email – Prakashmohan001 AT gmail.com
OBJECTIVE :
To learn, grow and build a career that gives exposure to various facets of finance industry, particularly housing finance.
WORK EXPERIENCE :
Worked as an (Credit Process Associate) in Aadhar Housing Finance Ltd, Pondicherry, and Aug 2018 to Till Date.
DESIGNATION : (Credit Process Associate)
ROLES AND RESPONSIBILITIES :
** Responsible for the underwriting of company lease prospects & proposal to financial affiliates.
** Position carries credit approval authority and management of the company’s warehouse line of credit.
** Review and prepare credit information and the structure of the information into a common presentation for approval of our financial partners.
** Independently conducted credit analysis according to policy and sound credit decision making, preparing decision documents for credit actions.
** Responsible for Technical & legal done within TAT from empanelled agencies according to policy.
** Preparing documentation and sending file to credit department for sanction.
** Preparing credit score for sanction files.
** Daily updating of MIS in system for availability of credit & disb.dept.
** Handling individual sanction department.
** To complete process of Disbursement of loan.
** Field Investigation.
** Handling core banking system.
** Handling customer service
** Responsible for all bills of empanelled venders.
** Currently having Rs. 10 lacs, sanctioned authority with L1 & L2 deviation.
Worked as an (Accounts Executive) in Datamatics Global Services Limited, Pondicherry, and 2016 to July 2018
DESIGNATION : (Accounts Executive)
Roles and Responsibilities :
** Manages AP. Includes, Customer Vendor Relations, and the AP disbursement group which handles all check and tax related matters for 3 ERP systems.
** Manages accounting functions including maintenance of general ledger, accounts payable, accounts receivable, and project accounting; ensures accuracy and timeliness.
** Develops, implements and maintains systems, procedures and policies, including accounts payable functions to ensure adherence to company guidelines.
** Manages monthly closing of financial records and posting of month end inform
ation; ensures accuracy of financial statements.
** Enters status change information into project accounting software to ensure employee information is accurate and up to date.
** Good planning and organizational skills to balance and prioritize work
Worked as an (Internal auditor) in Swarna Pragathi Micro Finance Pvt Ltd and 2018.
DESIGNATION : (Internal auditor)
Roles and Responsibilities :
** Good interpersonal skills with a proven ability to communicate effectively (both written and verbal) with all levels within the organization .
** Unquestioned personal integrity with strong ethics and values consistent with FCU’s culture - Ability to stand firm on difficult issues when required.
** Strong analytical capability .
** Capable of working independently and with minimum supervision.
** Logical approach to identifying and evaluating issues and problem solving.
** Well-developed organizational skills with the ability to prioritize multiple assignments.
** Displays awareness of the need for confidentially in sensitive matters.
** Demonstrated job commitment and personal flexibility to meet changing expectations
** Commitment to self-development and expansion of knowledge
EDUCATIONAL DETAILS :
** MBA(HR&FINANCE)Pondicherry University (2014-16 ) 72.5%First class.
** B.COM (CS)(Accounting) Pondicherry University (2011-14) 53.55% Second class.
** 12th Standard (Business Maths) State Board (2010-11) 68.55% First class.
** 10th Standard State Board (2008-09) 48.75% Second class.
COMPUTER PROFICIENCY :
MS- OFFICE(Software : Microsoft Word, Excel, PowerPoint, Microsoft Outlook Express and emails)
ERP (SAP, Oracle, Tally)
Operating Systems : Windows (Vista, XP, 7, 13)
Strong Excel skills.
HOBBIES & INTERESTS :
** Playing Cricket, Chess
** Traveling & exploring new places.
PERSONAL DETAILS :
Date of birth : 17.08.1992
Nationality : Indian.
Languages Known : Tamil, English.
Current Location : Pondicherry.
Marital Status : Unmarried
DECLARATION :
I hereby declare that the above-mentioned information are true and correct to the best of my knowledge
DATE :
PLACE : Pondicherry