RESUME :
SHABAZ AFSAR KHAN
Sarkar Nagar Near Radhika
Sabha Guha Mul Road Chandrapur-442401
Mob No. :9168267567,8830671496
Mail Id : Shabaz.nagpur AT gmail.com
CARRIER OBJECTIVE :-
** My job perspectives are to work with job satisfaction,
** Good carrier growth and opportunity to learn more
** A competent professional offering over more than 1years of experience in Operations
** And Credit Appraisal ,Disbursement and operation activity in Financial Services Industry
** In various product including ,CV ,CE ,Auto loans and CD Loan .Hack-eye on the
** Documents produces as pre- approvals,like KYC ,etc
EXPERIENCE :-.
1) Presently Working :- With I Process Services India Pvt Ltd (Associate of ICICI Bank Ltd)
Department :(Commercial Vehicle & Construction Equipment Loan)
Designation :CPA MANAGER(Secured Loans)
Duration :(March-2017 toTill Date)
WORK PROFILE :
** Training of Sales off-role employees for smooth distribution of funding.
** Spoke location activation
** Strict vigilance for EMI payment still 6 months for all newly disbursed cases
** Maintaining TAT for Login & Disbursement cases.
** Coordinating with Operations desk & Risk Containment Unit for smooth closure Of disbursement process
** Monitoring PDD as per set Target
Operation Management–Credit Management–Team Management :
A result driven professional with more than 1years of experience in Credit Management ,Operation Management & Team Supervision .Presently associated with ICICI Bank Ltd.(In the role of I-Process India Pvt Ltd).As Credit and operation process Handling Commercial Vehicle and Construction Equipment Loan (Securedloans) March 2017 to till date.
Proficient in managing & leading teams for running successful process operations& experience of developing procedures ,service standards for business excellence.Expertin Credit & Operation Administration(Pre&PostSanction)involving Disbursement process ,Credit Appraisals ,Verification of Documents and delinquency analysis
Profile & Roles ,Responsibilities :
** Handling Secured Product–Commercial Vehicle Loans, Construction Equipment.
** Checking process of e
ach and every loan proposals and appraising proposals , conducting risk
** analys is before under writing for ward loans.
** Worked in Finnone and in APS software for loans proposals.
** Analyse Financials–Liabilities /Assets part & P&LA/c with all obligations and Ratios.
** Check Banking-OD /CC and Normal Banking.
** Maintaining the Loan sanction process of minimum TAT (Turnaroundtime)
** Finally reports to Credit Manager.
** Checking disbursement process after credit approval
** Monitoring of Loan disbursement proceses
Credit & Operation Managements :
** Filters all logins sourced by sales team according to the Credit Policy Norms.
** Checking of payment history through Validate SOA as well as map it through banking wherever applies ,KYC docs & total exposure of customers.
** Check Cibil & Dedup status for every entity.
** Create CAM (Credit Approval Memo)for better perusal and than proposed appraisal Through mails with the proper details.
** Involve in all operational activities related to Commercial Business Loans.WCTHTR4R4F
** Credit Disbursement Memorandum.(DM)
** Responsible for the Credit & Disbursement process from start to end.
** Maintain daily MIS ,Records ,Tat and Date Quality
SUMMERY OF QUALIFICATION :-
Graguate In B.Com From Gondwana University,Gadchiroli(M.S.)2016 with 50.00% Bachelor of commerce
Highersecondrayschoolcertificate(H.S.S.C.) From MaharashtraStateBoard-2013With50.50%
Senior Secondray School Certificate(S.S.C.) From MaharashtraStateBoard- 2010 With 50.26%
TECHNICAL SKILLS :
1.EnglishTyping :40.00% AT WFMinNovember 2016 Passed with -58.00%(Maharashtra State Bureau of Examination)
2.CCC+ :65.00% In March of 2008 (Maharashtra State Board of Technical.)
3.TALLY ERP 9.0 : PASSED with1stDivision in 2016 (MaharashtraStateBoardofTechnical.)
PERSONALDETAILS :
Name : SHABAZ AFSAR KHAN
Father’s Name :AFSAR LATIF KHAN
Date of birth : 19thAUGUST 1990
Gender : Male.
MaritalStatus : SINGLE
Nationality : Indian.
Religion : Islam.
DECLARATION :
I here by declare that the above information Is true to the best of May knowledge
PLACE :
DATE :